State Individual Income Taxes (Tax rates for tax year 2003 -- as of January 1, 2003)
State
Symbol
Min Income Tax Rate
Max Income Tax Rate
ST Cap Gains Rate
LT Cap Gains Rate
Deduct Conributions?
Notes
Alabama AL 2.00 5.00 5.00 5.00 Yes  
Alaska AK 0.00 0.00 0.00 0.00 No No state income tax
Arizona AZ 2.87 5.04 5.04 5.04 Yes  
Arkansas AR 1.00 6.50 6.50 4.55 Yes Capital gain rate is 70% of state income tax rate for long term gains
California CA 1.00 9.30 9.30 9.30 Yes  
Colorado CO 4.63 4.63 4.63 4.63 Yes Allows $1200 ($2400 married) credit for interest, dividends, and capital gains; No tax on capital gains for in-state businesses.
Connecticut CT 3.00 4.50 4.50 4.50 No  
Delaware DE 2.20 5.95 5.95 5.95 Yes  
Florida FL 0.00 0.00 0.00 0.00 No No state income tax
Georgia GA 1.00 6.00 6.00 6.00 Yes  
Hawaii HI 1.40 8.25 8.50 8.50 Yes  
Idaho ID 1.60 7.80 7.80 7.80 Yes 60% reduction in capital gains tax provided for cap gains produced in Idaho
Illinois IL 3.00 3.00 3.00 3.00 No Flat rate
State
Symbol
Min Income Tax Rate
Max Income Tax Rate
ST Cap Gains Rate
LT Cap Gains Rate
Deduct Conributions?
Notes
Indiana IN 3.40 3.40 3.40 3.40 No Flat rate
Iowa IA 0.36 8.98 8.98 8.98 Yes  
Kansas KS 3.50 6.45 6.45 6.45 Yes  
Kentucky KY 2.00 6.00 6.00 6.00 Yes  
Louisiana LA 2.00 6.00 6.00 6.00 Yes May deduct 50% of charitable deductions if itemized on federal return
Maine ME 2.00 8.50 8.50 8.50 Yes  
Maryland MD 2.00 4.75 4.75 4.75 Yes  
Massachusetts MA 5.30 5.30 12.00 5.00 No Flat Rate; Long term gain taxed at lower rates based on length of time security has been held.
Michigan MI 4.00 4.00 4.00 4.00 No Flat rate
Minnesota MN 5.35 7.85 7.85 7.85 Yes  
Mississippi MS 3.00 5.00 5.00 5.00 Yes  
Missouri MO 1.50 6.00 6.00 6.00 Yes  
Montana MT 2.00 11.00 11.00 11.00 Yes  
Nebraska NE 2.56 6.84 6.84 6.84 Yes  
Nevada NV 0.00 0.00 0.00 0.00 No No state income tax
New Hampshire NH 0.00 0.00 0.00 0.00 No State income tax on dividends and interest only
New Jersey NJ 1.40 6.37 6.37 6.37 No  
New Mexico NM 1.70 8.20 8.20 8.20 Yes  
New York NY 4.00 6.85 6.85 6.85 Yes  
North Carolina NC 6.00 8.25 8.25 8.25 Yes  
State
Symbol
Min Income Tax Rate
Max Income Tax Rate
ST Cap Gains Rate
LT Cap Gains Rate
Deduct Conributions?
Notes
North Dakota ND 2.67 12.00 12.00 12.00 Yes  
Ohio OH 0.74 7.50 7.50 7.50 No  
Oklahoma OK 0.50 10.00 10.00 10.00 Yes  
Oregon OR 5.00 9.00 9.00 9.00 Yes  
Pennsylvania PA 2.80 2.80 2.80 2.80 No Flat rate
Rhode Island RI 2.50 8.75 8.75 5.00 Yes 25% Federal tax liability for income and capital gains
South Carolina SC 2.50 7.00 7.00 3.92 Yes  
South Dakota SD 0.00 0.00 0.00 0.00 No No state income tax
Tennessee TN 0.00 0.00 0.00 0.00 No State income tax on dividends and interest only
Texas TX 0.00 0.00 0.00 0.00 No No state income tax
Utah UT 2.30 7.00 7.00 7.00 Yes  
Vermont VT 2.40 8.40 8.40 3.60 Yes 24.0% Federal Tax Liability for Income and Cap Gains
Virginia VA 2.00 5.75 5.75 5.75 Yes  
Washington WA 0.00 0.00 0.00 0.00 No No state income tax
West Virginia WV 3.00 6.50 6.50 6.50 No  
Wisconsin WI 4.60 6.75 6.75 2.70 Yes May receive a 5% tax credit for charitable contributions, even if you don't itemize on your federal return
Wyoming WY 0.00 0.00 0.00 0.00 No No state income tax
Dist. of Columbia DC 4.50 8.70 8.70 8.70 Yes  

Sources: (1) The Federation of Tax Administrators
  (2) (see report at http://www.taxadmin.org/fta/rate/ind_inc.html)